Part D Exercises
1.Fill in the blanks.
A: Can I have a time deposit here?
B: Yes, ___________________________.（请在存款单上填写您的姓名、住址、身份证号码、存期和存款金额。）
A: ___________________________?（如果在存款到期前，我急需用钱怎么办？）
B: ________________.（别担心。）You can draw your money at any time.
A: By the way, ___________________________?（如果存款到期我忘了取款会怎样呢？）
B: ___________________________.（在那种情况下，我们会把您的定期存款从到期日起转为活期储蓄存款。）
A: ____________________.（我明白了。）Thank you!
B: ________________________.（不用谢！）
2.Translate the following short passage about negotiable into Chinese and fill out the CD according to the given information.
A negotiable CD is simply a bank time deposit that is negotiable.Because the receipt is negotiable, it can be traded any number of times in the secondary market prior to its maturity.The face value of a CD ranges from $100,000 to $ 10 million.However, few negotiable CDs are less than $ 1 million.
A sample CD:
Amount: $ 2,000,000 Issuing date: December 1, 2007
Maturity: December 31,2007 Payee: ABC Company
Issuing bank: ×× Bank Interest rate: 5%
The president of ×× Bank: John Smith
Negotiable Certificate of Deposit
×× BANK
New York _____________ No1456
This certificate that there has been deposited with this bank the sum of___________________________dollars payable on ___________________________ to the order of ___________________________ together with interest thereon at the rate of ____ percent perannum (calculated on the basis of a 365-day year) from the date hereof to maturity only upon return of this certificate, properly endorsed.No interest will be paid on this deposit after maturity.
______________
3.Make conversations orally with the information given below.
Mrs.Liu wants to deposit 5,000 yuan in a bank for one year.But she doesn’t know the deposit interest and how to deposit.Now you are asked to make a dialogue to explain how to deposit and tell her the interest rate and after your explanation, Mrs.Liu changed her idea and deposit the sum for two years.